Free investor guide · South Texas real estate

Grow your capital.
Not your workload.

Explore real estate development investing—without making land deals, contractors, and day-to-day operations your second job.

Understand the strategy Know what to verify
16-page PDF. No investment required. Read it on your terms.
THE PASSIVE CAPITAL GUIDE
Capital Advisors guide cover: Grow your capital. Not your workload. The 18–19% target equity IRR is not guaranteed; capital can be lost.
FREEDIGITAL GUIDE
STRATEGY / STRUCTURE / DILIGENCE
18–19%Target equity IRR
Not a guaranteed annual payout
$250KFund minimum investment
Subject to Manager discretion

Passive does not mean risk-free. Fund I is for verified accredited investors. Targets are speculative. This is an illiquid investment with possible loss of all invested capital.

Sponsor-platform history. Engineering experience. Different from Fund I performance.

$10M+
Paid to debt & equity partners

Since 2019 · Residential & multifamily

$22M
Reported current held assets

Gross asset value, not net equity

$3B+
Engineering principals’ experience

Combined career projects, including prior roles

Management-reported figures. Payouts include debt repayments and equity distributions—not solely profits. Engineering experience is not Capital Advisors’ assets. No independent verification report was reviewed for the supplied guide. Past results do not guarantee future results. Source: Guide, p. 11.

Know the investment before you make it

Before you invest a dollar,
know what you’re buying.

You don’t need another pitch full of percentages. You need to understand where value may come from, how your investment works, and what could change the outcome.

Where the value is created.

Follow the development cycle from acquiring land and securing approvals to infrastructure, selective construction, sales, and capital recycling.

THE STRATEGY · PAGE 3

What 18–19% actually means.

Understand the difference between target IRR, a preferred return, and an equity multiple—so you don’t mistake a projection for a payment promise.

FUND MECHANICS & RETURN TARGETS · PAGES 4–8

What “secured” does—and doesn’t—mean.

See why equity ownership, a collateral claim, and a first lien are different. Learn which protections need signed documents and verified implementation.

SAFEGUARDS & SECURITY · PAGES 9–10

The questions worth asking.

Use the diligence checklist to ask about fees, payment priorities, controls on money, reporting, and what happens if the business plan takes longer.

YOUR DILIGENCE CHECKLIST · PAGE 14
A LOOK INSIDEActual pages from your guide
Page 1: The Passive Capital Investor Guide cover.

Start with the big picture. Then evaluate the details that matter.

Your first step is understanding—not committing.

Read the guide. Write down your questions. Decide whether a conversation makes sense.

Passive for you. Active behind the scenes.

The goal isn’t just to buy real estate.
It’s to create value.

The platform’s thesis is to improve real assets—not rely only on market prices rising. You evaluate and participate in the investment. The operating team executes the development plan.

Acquire

Land & assets.
Seek a disciplined basis.

Entitle

Plans & approvals.
Establish permitted uses.

Develop

Roads & utilities.
Create marketable sites.

Build

Selective construction.
Add homes or buildings.

Monetize

Sales & stabilization.
Generate available cash.

Recycle

Next opportunities.
Reinvest or distribute.

Capital Advisors

Investment & asset oversight

Meridian

Development & construction

Engineering collaborators

Technical design & delivery support

This is a strategy, not a forecast. Approvals, costs, construction, sales, and reinvestment can perform worse or take longer than planned. Related-party service arrangements may create conflicts. Development-stage debt is intended to be limited, not prohibited; Fund Notes and Manager-authorized leverage remain permitted. Sources: Guide, pp. 3, 10; Fund overview, p. 4.

Meet Capital Advisors High Growth Fund I

One platform.
A long-term approach.

A pooled real estate strategy focused on residential, multifamily, and mixed-use projects in South Texas.

ResidentialMultifamilyMixed-use

Investors may participate through Membership Units, Secured Notes, or both. These are different investment instruments with different rights—not interchangeable return options.

2.20×Target equity multiple

Total proceeds include
returned capital.

$250KMinimum investment

Per investor; subject to
Manager discretion.

~5 yearsFund horizon

From final closing; plus up to
two one-year extensions.

The terms behind the headline: $46.5M maximum combined offering. The equity waterfall provides for return of unreturned capital, a 10% annual cumulative, non-compounded preference, then an 80% Managers / 20% Members residual split, after senior obligations and Fund expenses. The preference is part of the overall economics—not an additional 10% on top of the IRR target.

A 2% annual management fee on Stated Value of Fund investments is paid monthly; additional documented Fund and affiliate fees may apply. Equity has a 60-month lockup and 12-month redemption notice, subject to liquidity, Manager discretion, and governing documents. Note rates and terms are set by the applicable Note Schedule; the equity IRR target does not apply to Notes. The supplied overview does not establish a complete net-of-all-fees cash-flow reconciliation. Targets are speculative and not guaranteed. Sources: Guide, pp. 4–7; Fund overview, pp. 2, 9.

Ask better questions about your capital

Don’t stop at the return target.
Look at the controls.

A compelling plan matters. So do the people reviewing costs, authorizing payments, and explaining what’s happening to your investment.

Independent
cost review

Who checks budgets, comparable bids, affiliate compensation, and change orders?

Controlled
funds

Which accounts hold project capital? Who can approve and release payments?

Verified
construction draws

Are invoices and approved scope matched to verified work before payment?

Investor
visibility

What reports show cash, budget versus actual, related-party payments, and distributions?

Verify the implementation—not just the description. This safeguards framework is management-described, draft-documented, or proposed, and is not verified as operating for every Fund investment. Request executed engagements, approval authority, and sample reports. Administrative reporting is not an independent financial-statement audit. Fund equity does not itself provide a personal property lien; collateral does not guarantee repayment. Source: Guide, pp. 9–10.
The strategy in context

Real projects.
Different stages.

These sponsor examples illustrate the platform’s approach. They are not three completed Fund I exits or confirmed Fund I allocations.

Operating sponsor asset · Multifamily

Royal Oaks

81Apartments
McAllen, Texas

Acquire an existing property, improve operations, and pursue stabilization and monetization.

Development opportunity · Residential

Moras de Mayo

50Planned
residential lots

Install infrastructure, create finished lots, and monetize through builder and lot sales.

Planned development · Mixed-use

Reserva Del Sol

63 + 4Residential lots
+ commercial sites

Plan complementary uses, complete site improvements, and sell finished lots and sites.

Sponsor-reported scope from the supplied September 2026 materials. Holdings, budgets, timing, and project scope can change; completion and returns are not guaranteed. Source: Guide, p. 12.

Before you take the next step

A few questions.
Straight answers.

You should understand the opportunity and the tradeoffs before deciding whether to explore it further.

Do I have to invest to get the guide?

No. The guide is educational, and requesting it does not obligate you to invest, approve an investment, or create investor portal access. Start by reviewing the material and deciding which questions to ask.

Is the 18–19% return guaranteed?

No. It is the sponsor’s target equity IRR, an annualized measure affected by the amount and timing of cash flows—not a guaranteed coupon or scheduled yearly payment. Actual results can be lower or negative. You could lose some or all of your capital. The 10% preference is not added on top of the IRR target. Guide, pp. 7–8, 13.

Who is High Growth Fund I for?

The supplied offering materials identify a Rule 506(c) offering for verified accredited investors, subject to Manager acceptance, with a $250,000 minimum subject to Manager discretion. A form answer is self-reported; it does not verify accreditation or establish suitability. Guide, pp. 4, 14.

Is my investment secured by real estate?

It depends on the instrument. Membership Units provide Fund equity rights, not a personal first lien on a property. The overview describes Secured Notes with blanket security subject to senior lenders and equal ranking with other Notes. Collateral, priority, and enforceable documents determine your claim, and none guarantees repayment. Guide, pp. 5, 10.

When can I receive distributions or get my capital back?

Distributions depend on available cash and the governing documents; the preference is not a guaranteed annual cash payment. The Fund horizon is approximately five years from final closing, plus up to two one-year extensions. Equity has a 60-month lockup and a 12-month redemption notice, with liquidity and Manager discretion applying. Note principal and accrued interest are generally payable at maturity under the applicable Note Schedule. Guide, pp. 4–6.

What happens after I request Deal Room access?

The team reviews your interest request. You can request opportunity materials, a full diligence package, and a 15-minute discovery conversation. Signup does not automatically grant portal access or approval to invest. Accreditation verification and accepted investment documents are separate steps. Guide, pp. 14, 16.

Your next step is a better-informed decision

Let your capital participate.
Keep your time your own.

Start with the free guide. Understand the strategy, evaluate the structure, and decide whether our platform deserves a closer look.

No investment required. No return or capital preservation is guaranteed.

The Passive Capital Guide16 pages · Free investor resource

Your guide. Your first step.

A better-informed
investment starts here.

Get the 16-page Passive Capital Investor Guide and the five-minute Fund I overview. No investment required.

Requesting this guide does not create portal access or approve an investment. Ongoing investor updates are optional. Do not submit account numbers or other sensitive information.

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