Put numbers behind your next move. Compare investment structures, explore growth, and start a more informed conversation.
Intermediate values are a mathematical growth path, not current fund value or available withdrawals.
Amounts shown are examples, not investment minimums.
Illustrative principal + interest
$250,000 invested + $25,000 interest
Assumes one contribution and proceeds at year five. The annualized equivalent is not the separate 25% IRR objective.
Assumes principal and interest are repaid at maturity. The 10% is the full 8-month return, not an annual rate. No compounding.
Illustrations assume full note repayment or achievement of equity targets. Returns and principal are not guaranteed. Figures are before taxes and any separately charged investor fees. Different holding periods are not directly comparable annual returns.
Compare $250,000 across the stated illustration periods. More time and more upside come with different risks.
| Your comparison | 8-month note | 12-month note | Deal equity | High Growth Fund I |
|---|---|---|---|---|
| Illustration period | 8 months | 12 months | 24 months* | 5-year target scenario* |
| Return basis | 10% total term return | 14% total term return | 19–21% targeted annually | 2.50× total investor proceeds |
| Interest / target profit | $25,000 | $35,000 | $95,000–$105,000 | $375,000 |
| Principal + earnings | $275,000 | $285,000 | $345,000–$355,000 | $625,000 |
| Total ROI for the period | 10% | 14% | 38–42% targeted | 150% targeted over 5 years |
| Participation | Lender | Lender | Ownership in a deal | Fund member equity |
*Deal equity uses simple annual targets on original capital; its 24-month minimum lockup is not a promised exit. The fund column illustrates a 2.50× five-year target, including returned capital, with all proceeds assumed at year five. It is not an underwritten forecast or liquidity promise. The fund can extend beyond five years. These total-return figures are not annual IRRs. Definitive documents govern.
One year shows a return. Thirty years shows what reinvesting can do. Explore your own assumptions and see the difference over time.
A hypothetical planning tool. Your assumed rate is not an offered return. Capital Advisors investments do not automatically compound or renew.
Hypothetical ending value
At an assumed 8% annual rate, compounded annually
Assumes a constant nominal annual rate and reinvestment. Annual additions enter at year-end. No taxes, fees, withdrawals or investment losses beyond the rate you enter.
Compound mode: each year's opening balance grows by (1 + annual rate ÷ frequency)frequency, then the year-end addition is deposited. Simple mode: earnings accrue only on contributed capital; earnings are held aside without earning interest. Simple-mode values include that cash. This is not an IRR model.
| Year | Contributed | Earnings / loss | Total value |
|---|
Reinvestment requires an available investment and actual distributions. Future opportunities, terms and cash flows can change. This calculator does not forecast any specific offering.
Capital Advisors coordinates acquisition, development and execution. Your participation depends on the structure you choose.
For investors evaluating a shorter commitment to real estate development.
For investors evaluating a full-year note with a higher total interest return.
For investors considering a longer horizon and ownership participation in development.
For investors evaluating participation across a real estate development portfolio.
Review portfolio strategy, the fund waterfall, fees, liquidity and investor eligibility with our team. The calculator illustrates a return objective; final documents and project underwriting determine the actual economics.
Evaluate the acquisition, demand, development costs and exit assumptions. The opportunity begins with a workable plan.
Coordinate approvals, engineering, infrastructure and construction. Budgets and timing must be managed throughout execution.
Sales or other project exits may generate cash for repayment and distributions under the governing agreements. Delays and losses remain possible.
Bring your investment amount, timeline and questions. Leave with a clearer understanding of the structures, the process and what to review next.
The calculator starts the conversation. The opportunity and its documents deserve a closer look.
No. The note examples assume full repayment of principal and stated interest. Deal equity uses targets that may not be achieved. Development delays, cost overruns, borrower performance and market conditions can reduce returns, delay payments or result in loss of some or all capital.
No. The 8-month note uses a 10% return for its entire term; the 12-month note uses 14% for its entire term. Deal equity targets 19–21% per year on original capital. At 24 months that is 38–42% simple total return, not a 19–21% IRR. Cash-flow timing determines IRR.
The five-year scenario targets 2.50× total investor proceeds, including returned capital. The calculator uses investment × 2.50year ÷ 5 to illustrate a smooth path between years one and five. Intermediate values are not current NAV, underwritten forecasts or scheduled distributions. An at-end 2.50× payout over five years implies approximately 20.11% annualized growth. A separate 25% IRR objective requires different cash-flow timing or higher final proceeds and is not modeled here.
This is a member-level target scenario. Do not add a preferred return or apply a second profit split to these numbers. The tool does not independently calculate project results, the waterfall, fund fees or reserves. The required net cash flows have not been underwritten in this illustration. Targets may not be achieved; final terms, fees and actual cash flows must be reviewed in the fund documents.
No. Notes and deal equity use non-compounded illustrations. The fund illustration uses a smooth mathematical path toward its five-year target; it does not promise account compounding. The separate compound-growth tool assumes a rate, a frequency and reinvestment you select. Actual reinvestment requires distributions, available opportunities and acceptance under new terms. Neither annual payments nor continuing access to the same return is promised.
The notes have stated terms of 8 or 12 months, with examples assuming payment at maturity. Repayment remains subject to borrower performance and the signed agreement. Deal equity has a minimum 24-month lockup; this is not an assured redemption or exit at month 24. The fund targets an approximately five-year horizon, with possible extensions and liquidity restrictions under its documents. No early liquidity is promised.
The specific issuer, project, minimum investment, investor eligibility, collateral and repayment priority (if any), fees, profit allocation and distribution schedule are established in the applicable offering documents and signed agreements. The calculator amounts are examples. The figures are before taxes and any separately charged investor fees, which reduce results.
No. Calculations run in your browser. This page does not store your inputs or send the amounts to Capital Advisors. The call button takes you to our existing booking page; you can choose what to share there.