Joshua Brown
Founder & Chief Executive Officer
Firm strategy, acquisitions, capital formation and development oversight.
Secured note program · Accredited investors
A defined term.
A clear plan for
your capital.
Put your capital to work in real estate acquisition and construction. Choose a 12- or 24-month note, see the potential repayment, and review the property allocation behind it.
$250,000 minimum. Interest accrues; no monthly distributions. Principal and interest are not guaranteed.
Two terms. One clear comparison.01 / 02
12-month note
12%Annual simple interest
12% total full-term interest24-month note
14%Annual simple interest
28% total full-term interest$250K
Minimum investment
Principal + accrued interestMinimum investment
due no later than maturity
Simple interest. No compounding.Property allocation. Identified collateral.Defined maturity. 12 or 24 months.
$10M+Paid to debt & equity partners since 2019
$22MCurrent held assets
$27.8MCumulative historical asset value
Sponsor-reported platform history from the supplied October 2026 note deck, citing the September 22, 2026 track-record deck. Payments include debt repayments and equity distributions. These are separate, non-additive measures, not Fund I performance. Past performance does not ensure future results.
01 / Run your numbers
What could your
capital earn?
Choose your amount and term. See accrued interest and total repayment at the full note maturity, then carry your selection into a term-sheet request.
Enter an amount from $250,000 to $1,500,000.
$250,000$1,500,000
Illustrate $250,000–$1.5 million here. For a larger allocation, note your amount in the request below.
Illustrative full-term repayment
$280,000
Principal + interest at 12 months
Original principal$250,000
Accrued interest+$30,000
Principal returnedInterest earned
12% total interest1.12x repayment
Illustration assumes full repayment. It is not a guarantee or a cash distribution schedule.
| Note term | Annual simple rate | Total interest | Total repayment |
|---|---|---|---|
| 12 months | 12% | $30,000 | $280,000 |
| 24 months | 14% | $70,000 | $320,000 |
Formula: principal × annual simple interest rate × (months ÷ 12). No compounding or interim payments. Figures are before taxes and separately charged investor fees. Early payoff, day count and any minimum interest follow the signed note; early repayment does not promise full-term interest. The annual simple rate is not an annualized compound yield or IRR.
02 / The people behind the program
Meet the team
putting the plan to work.
Capital formation, operations, investment analysis, development and engineering—connected by a local team focused on execution.
Alex Lopez
Chief Operating Officer
Operations, team alignment, resource planning and project delivery coordination.
Gabe Gonzalez
Chief Investment Officer
Investment analysis, underwriting, capital deployment and investor relationships.
Mario Varela
Head of Development
Development planning, engineering coordination, municipal approvals and oversight.
Jacob Garza, P.E.
Principal Engineer · G&H
Civil design, drainage, utilities, technical review and quality control.
Victtoria Turner
Investor Relations
Investor introductions, program questions and coordination of next steps.
Rogelio Hernandez, P.E.
Development · G&H / Primera
Construction management, field engineering and owner representation.
Engineering services and responsibilities are established for each engagement. Explore our full leadership overview.
03 / How your note works
Understand the structure.
Then make your decision.
Secured notes through Capital Advisors High Growth Fund I, with property allocation and collateral details for your review.
A defined obligation.
Your note identifies the borrower, principal, stated annual interest rate, term and repayment obligation. Choose 12 months at 12% or 24 months at 14% annual simple interest.
Identified collateral.
Capital is assigned to a specific property. Security documents identify eligible pledged collateral, with an additional UCC-1 financing statement covering that collateral.
Principal plus interest.
Interest accrues throughout the term. Principal and accrued interest are due upon sale or refinance of the allocated property, no later than the note maturity date.
What “secured” means: A UCC-1 is a public financing notice; by itself, it does not create a mortgage lien on real estate. Signed documents and applicable law determine collateral rights and priority, including senior lender claims. Collateral does not guarantee repayment. The obligation remains due at maturity even if a sale or refinance has not occurred.
Review the rate, maturity, property allocation and security package together before committing capital.
Request your term sheet04 / Use of proceeds
Capital for the work
that moves projects forward.
Funding supports two core needs within the approved property allocation and project budget.
Acquisition closings
Property acquisitions and related transaction costs identified in the approved allocation.
Construction operations
Project construction activities and associated operating needs under the project budget.
Allocations depend on project requirements. Offering documents and the property allocation schedule govern permitted uses; no fixed percentage split is assumed.
05 / Our home market
Rooted in South Texas.
Connected through RioPlex.
RioPlex brings together the Rio Grande Valley and northern Tamaulipas: a binational region connected by trade, industry and infrastructure. Capital Advisors evaluates real estate opportunities where local housing needs, access and project economics align.
Explore why we invest in RioPlexRegional context: RioPlex. Investment thesis: Capital Advisors. Regional activity does not establish demand or returns for an individual project.
Before you invest
Clear answers.
Better decisions.
Will I receive monthly interest payments?
No. Interest accrues during the term, with no scheduled monthly or quarterly distributions. Principal and accrued interest are payable upon sale or refinance, no later than the note due date.
Is the 24-month option 14% or 28%?
The stated rate is 14% per year using simple interest. Over a full 24-month term, that equals 28% of original principal. A $250,000 investment illustrates $70,000 of interest and $320,000 in total repayment, assuming full payment.
What if the property has not sold or refinanced?
The note remains due at maturity. A delay in sale or refinance does not automatically extend the due date. Actual repayment is subject to credit, development and refinancing risks, and principal and interest are not guaranteed.
What happens if the note is repaid early?
The signed note controls early payoff, the day-count method and any minimum-interest provision. Full-term calculator results do not promise full-term interest on an early payoff.
Who can participate?
The program has a $250,000 minimum and is available to verified accredited investors, subject to review and acceptance. A request for information does not commit you to invest.
What will I review with my term sheet?
Ask for the proposed principal, rate and maturity, together with the note and offering documents, property allocation, collateral schedule, lien priority, fees and other applicable conditions. Definitive signed documents control.
Your next step
Get a term sheet
for your capital.
Start with the numbers that matter to you. Request proposed terms for your amount and timeline, then review the documents with our team.
- Your proposed principal, rate and maturity
- Property allocation and collateral details
- Note and diligence package for your review
No obligation to invest.
Your private note review
Request my term sheet by emailOpens a prefilled email to Joshua. Review it and press Send in your email app to submit your request. Nothing is submitted or stored by this page.
Prefer a conversation? Schedule a private review