← Deal roomCORPORATE PROFILE / SOUTH TEXAS

THE FIRM BEHIND THE OPPORTUNITIES

Local conviction.
Disciplined capital.
Accountable
execution.

We connect capital with land, infrastructure and communities. Meet the people and the platform behind Capital Advisors & Associates.

McAllen, Texas · Rio Grande Valley

Capital Advisors executive leadership team portrait
CAPITAL ADVISORS & ASSOCIATESOur leadership team.

01 / THE PLATFORM

One platform.
Clear responsibilities.

A McAllen-based investment and development firm, supported by construction coordination and specialist engineering leadership.

Investment + asset oversight

Capital Advisors
& Associates

Strategy, acquisitions, underwriting, capital formation and investment oversight.

Development + construction

Meridian Construction
& Development

Development and construction coordination, from horizontal work to selective vertical delivery.

G&H / project professionals

Engineering
leadership

Civil design, due diligence, entitlement support and construction-phase coordination.

FROM LAND CONTROL TO CAPITAL REDEPLOYMENT

Select a stage to explore
01 / ACQUIRE

Start with the opportunity.

Source opportunities, evaluate land and existing assets, and underwrite the investment thesis.

02 / ENTITLE

Translate the vision into a plan.

Coordinate diligence, civil design, entitlement support and municipal approvals with project professionals.

03 / DEVELOP

Put the infrastructure in place.

Coordinate horizontal development, utilities, drainage and the infrastructure required for delivery.

04 / BUILD

Connect the plan to execution.

Coordinate construction and selective vertical delivery through Meridian Construction & Development.

05 / MONETIZE

Match the exit to the asset.

Align finished-lot sales, asset sales or operating strategies with the documented project plan.

06 / RECYCLE

Carry experience into the next project.

Evaluate capital deployment across opportunities, subject to the applicable investment and distribution documents.

Platform overview: September 2026 corporate profile, page 2. Project execution and professional services are engagement-specific.

EXPERIENCE ON RECORD

A platform built
through execution.

Explore the latest reported capital payments, completed property sales and active holdings.

Explore our interactive track record ↗
$10.41MReported outside partner payments
28Completed properties, 2021–2026
$21.99MScheduled gross active asset value

Updated October 11, 2026. Payments include principal, earnings and distributions. Sponsor platform history, not Fund I performance. Gross asset value is not net equity.

02 / OUR LEADERSHIP

Local knowledge.
Accountable leadership.

Defined responsibility across firm strategy, operations, development, investment analysis and investor relationships.

Joshua Brown

Founder & Chief Executive Officer

Joshua Brown

Strategy + capital formation

Leads firm strategy, acquisitions, capital formation and development oversight—from land control and entitlement through construction and stabilization.

11+ years in real estate · $50M+ career transactions
Alex Lopez

Chief Operating Officer

Alex Lopez

Operations + execution

Oversees company-wide operations, team alignment, resource planning and delivery coordination. Brings real estate operations, sales leadership and organizational development experience.

17+ years · 1,000+ prior home dispositions
Mario Varela

Head of Development

Mario Varela

Planning + project oversight

Leads planning, engineering coordination and municipal approvals, with responsibility for development and project oversight.

Planning · Engineering · Municipal coordination
Gabriel “Gabe” Gonzalez

Chief Investment Officer

Gabriel “Gabe” Gonzalez

Underwriting + deployment

Leads investment analysis, underwriting and capital deployment, connecting opportunity evaluation with the platform’s investment strategy.

Real estate · Private ventures · Businesses
Victtoria Turner

Investor Relations

Victtoria Turner

Relationships + onboarding

Leads investor outreach, relationship management and discovery-call coordination. Coordinates diligence materials, onboarding information and investor communication.

Diligence coordination · Partner onboarding

A CONVERSATION STARTS HERE

Meet the team
behind your
next partnership.

Review the platform, ask for supporting diligence and discuss the opportunity that fits your mandate.

Connect with Investor Relations ↗

Technical depth.
Delivery experience.

Principal engineering leadership through G&H and project professionals.

Principal Engineer / G&H

Jacob Garza, P.E.

Civil design, technical review and quality control across drainage, water, wastewater, paving and utilities.

10+ years · Texas P.E. 146645

Director of Development / G&H · Primera

Rogelio Hernandez, P.E.

Construction management, field engineering, owner representation and phased infrastructure delivery.

10+ years · Texas P.E. 149521

Biographies: September 2026 corporate profile, pages 4–6. Approved leadership portraits updated September 28, 2026. Career figures are sponsor-reported and include prior roles; they are not Capital Advisors contract value or Fund performance.

03 / SELECTED PROJECTS

Real assets.
Different stages of execution.

An operating sponsor property and two development opportunities featured in the corporate profile.

Royal Oaks apartment buildings and courtyard
Existing property photograph

Operating sponsor asset / McAllen

Royal Oaks

81 apartments

Acquired for $3.7M.
Closed August 4, 2025.

Explore active holdings ↗
Conceptual Moras de Mayo entrance rendering
Conceptual rendering · Not completed work

Residential development / Alton

Moras de Mayo

50 planned residential lots

Builder-focused infrastructure
and finished-lot sales.

View deal + current materials ↗
Conceptual Reserva Del Sol community rendering
Conceptual rendering · Not completed work

Planned mixed-use / Mission

Reserva Del Sol

63 + 4 residential lots + commercial sites

18.09-acre planned
mixed-use development.

View deal + current materials ↗

September 2026 corporate profile, page 7. Project descriptions are source snapshots. Visit each deal page for current materials and terms; conceptual renderings are illustrative.

04 / ENGINEERING + DEVELOPMENT EXPERIENCE

Technical experience.
Built on the ground.

Selected assignments and career experience described in the corporate profile. Individual and prior-employer experience is identified separately from sponsor-owned assets.

G&H / PRIMERA RECORDS

Direct development
experience

Moras de Mayo · Alton
50 residential lots / 8.004 acres
Plans sealed May 2026
Lull Hills · La Villa
23 residential + 1 commercial lot
Plans sealed April 2026
Hand Village · Primera
49 residential + 1 detention lot
Construction approval November 2024

JACOB GARZA / CAREER PROJECTS

Flagship development
experience

400+ residential lots / Devine Lake
Explore Innovar Circle

Reported $1B total development scale, including 300+ residential lots, 16 multifamily buildings, two apartment complexes, commercial pad sites, a hotel and a parking garage.

Overall development scale, not Capital Advisors assets or contract value.

ROGELIO HERNANDEZ / PRIOR ROLES

Infrastructure +
delivery leadership

$4B reported overall community scale

Director of Development during construction of a McAllen master-planned community through Rhodes Development.

Explore infrastructure experience

US 83 / I-2: $39.6M bridge and roadway project; project engineer at J.D. Abrams. Included a 1,085-foot overpass in Mission.

Sendero: approximately $20M sewer infrastructure program across 130 acres; coordination and phasing through Rhodes Development.

SOUTH TEXAS COLLEGE / PECAN WEST

Institutional delivery.

Traffic-control planning, phasing, contractor access, circulation and field coordination across an approximately 435,600 SF project area.

$2M+Team construction scopeA portion of the larger STC development, not the total project cost.

Corporate profile, pages 8–11. Milestones are historical. Development scale and prior-employer project values are not Capital Advisors contract value, assets or Fund performance.

05 / CAPITAL PARTNERSHIPS

Strategic capital.
Two participation paths.

Align the investment vehicle, project exposure and time horizon with the partner’s mandate.

01 / FUND PARTICIPATION

High Growth Fund I

Pooled exposure to residential, multifamily and mixed-use real estate in South Texas through applicable Fund instruments.

Explore the Fund + current terms ↗

02 / PROJECT-SPECIFIC PARTICIPATION

A defined project.
Separate economics.

Participation through a separately documented project-specific SPV or secured instrument, when available.

Review project opportunities ↗

Profile overview, page 12. Private, illiquid participation; eligibility and acceptance apply. Signed governing documents determine duration, return structure, distribution priority and any security.

PROPOSED PROJECT-LEVEL FRAMEWORK

Integrated execution.
Independent accountability.

Request the complete Investor Safeguards & Alignment packet. Controls require signed agreements and verified implementation.

  1. Independent cost reviewComparable pricing, affiliated-fee disclosure and disinterested budget review.
  2. Controlled capitalDesignated accounts, supported draws and separate payment-release authority.
  3. Investor visibilityCash reconciliation, budget-to-actual reporting and cost-to-complete updates.
  4. Documented alignmentInvestor priority, sponsor economics and any project security in signed agreements.

CAPITAL ADVISORS FOUNDATION

Building communities.
A broader purpose.

The September 2026 profile describes the Foundation as an establishment-stage initiative supporting suicide prevention, mental-health awareness and community healing, separate from investment economics.

Explore our purpose ↗
“I believe our legacy should be measured by more than the communities we build or the returns we create.”
Joshua BrownFounder & Chief Executive Officer
Capital Advisors Master Corporate Profile coverOPEN THE ORIGINAL DECK ↗

THE COMPLETE CORPORATE PROFILE

Meet the team.
Explore the platform.

The original deck remains available in full. Review the corporate overview, leadership biographies, selected experience and capital partnership framework.

15 pages · September 2026 · Original corporate profile

START THE CONVERSATION

Define the next partnership.

Review opportunities. Request the evidence. Connect with our team.

Contact Investor Relations ↗Joshua Brown · jbrown@capitaladvisorstx.com(956) 240-3954